As technology evolves, lots of innovations are being introduced to many businesses. One of these innovations is mobile credit card processing for smart phones which has completely changed the way businesses' charge customers.
Using mobile devices for payment transactions has been gaining popularity among many businesses for it's convenience. As long as there is a mobile service, facilitation is faster and much easier with payments through the use of mobile devices as well as tablets such as iPads.
Payment can be accepted anywhere in your store or if you have a moving business as well. Also, you can now accept payments using a mobile device by plugging an audio jack to a pocket sized card reader and, an app can be launched to facilitate the payment transaction. Pretty cool, right?
There are numerous mobile credit card processing services available that you can choose from. The question is which one is the most suitable to you and your business? In choosing a mobile credit card processing service, what are the factors that should be considered before signing up? What are the payment options? Or what are the security features offered by the mobile credit card processing service? How much does it cost? These are the questions that should be answered before deciding on which one to go with.
To help you choose the right mobile credit card processing service for your business, there are sites which you can check out for reviews and testimonials. These sites will help you compare the cost of each service and determine so that you can make an approximation right away on how much can be saved if you choose a certain mobile service provider. Some of the most recommended mobile credit card processing services are listed below for your reference.
Flagship ROAMpay Merchant Services provide an easy application process, have a high percentage of approval ratings, prices are competitive, and the service comes with a free mobile reader. There is no need for contract renewals and as they provide monthly service. Within 48 hours after the transaction is processed, payments will be credited to the account of the business owner. Should there be unavoidable circumstances of service interruptions, there are available back up options to facilitate a credit card payment transaction. Furthermore, it accepts all major credit cards. The password protected service enables all transactions to be exported to the business’ accounting system as well as contact information of every customer is recorded. A fee of $0.19 is charged per transaction.
Leaders Merchant Services:
Leaders Merchant Services offers a low advertised pricing. There are no fees for start-up, or for statement or application or even for customer service. Tablets or iPhones can be used to key the credit card number. However, it will be cheaper if the cards are swiped through the credit card reader, which Leaders Merchant Services provides at no extra cost. Visa cards, MasterCard, Discover, American Express and debit cards are accepted with an option for voiding wrong transactions. A fee of $0.10 – $0.30 is charged per transaction.
Intuit GoPayment offers a credit card reader which is compatible with any mobile phone. Furthermore, there are no fees for setting up, monthly services, cancellation or renewal of their service. Moreover, you can choose to pay as you go or you can agree to have a monthly flat rate fee. This service automatically includes sales tax in every transaction and could even capture the signatures of the customer using the QuickBooks accounting software. In cases of stolen or lost phones, there is no need to worry, because the app is password-protected. A fee of no more than $0.15 is charged per transaction.